Referral Partner Program
Three tiers. Real commissions. A legacy built together.
The Wealthy Matriarch Referral Partner Program is open to anyone — licensed or not — who believes in the power of financial protection and wants to be compensated fairly for every connection they make. Introduce your community to life insurance education, protection planning, and generational wealth. We handle the rest.
About The Wealthy Matriarch
The Wealthy Matriarch is a luxury financial education and insurance brand designed specifically for mothers who are building wealth, protecting their families, and creating legacies that outlive them. Founded by licensed financial professional Tayani S. Tellis, TWM provides life insurance solutions, financial literacy education, and wealth-building tools rooted in one belief:
"Wealthy moms aren't born.
They're built."
The Process
No complicated systems, no guesswork. Here's exactly how the program works from introduction to payment.
Apply & Get Approved
Complete the short application below. Once approved you'll receive your unique referral link, code, and partner welcome kit within 48 hours.
Make the Introduction
Share your link in conversation, on social media, via text, WhatsApp, or at events. Your referral is tracked the moment someone uses your link or code.
We Educate & Close
The Wealthy Matriarch team handles the discovery call, education, application, and underwriting. You stay informed at every stage.
You Get Paid
Once the policy is issued, your commission is confirmed and processed weekly via direct deposit through our payroll processing center. No chasing, no delays.
Partner Tiers
Every partner starts where they are and grows from there. Tiers are based on volume, licensure, and engagement — not seniority.
The Seed
Plant the introduction. Watch it grow.
Referral Fee Per Issued Policy
Flat fee · No production minimum
Compliant for unlicensed referrers
Qualifies: Community members, clients, unlicensed advocates
The Branch
More volume. More earning. More reach.
Referral Fee Per Issued Policy
Flat fee + competitive base
Paid weekly via direct deposit
Qualifies: 3+ referrals/month OR active community liaison role
The Matriarch
Full commission. Agency track. Partnership table.
Commission on Issued Policies
Full commission structure
Licensed agents only · Payment per contract terms
Qualifies: Licensed life insurance agents only
Side by Side
Everything at a glance so you know exactly what you're stepping into.
| The Seed | The Branch | The Matriarch | |
|---|---|---|---|
| License Required | No | No | Yes |
| Flat Referral Fee / Policy | $50–$75 | $75–$100 | Full Commission |
| Monthly Base Pay | ✕ | Competitive · by agreement | Competitive · by agreement |
| Personal Referral Link & Code | ✓ | ✓ | ✓ |
| Co-Branded Materials | ✕ | ✓ | ✓ |
| Event Collaboration | ✕ | ✓ | ✓ |
| Own Your Book of Business | ✕ | ✕ | ✓ |
| Agency Partnership Track | ✕ | ✕ | ✓ |
| Referral Volume Cap | None | None | None |
| Payment Cycle | Weekly | Weekly | Per Contract |
| Agreement Term | At-will | 90 days, renewable | Annual, renewable |
Questions
Straightforward answers to the questions we hear most.
Do I need an insurance license to join? +
No. The Seed and Branch tiers are open to anyone regardless of licensure. You are making introductions, not selling or advising on specific policies. Your compensation is a flat referral fee per issued policy, which is compliant with unlicensed referral rules in Georgia and most states. The Matriarch tier requires an active life insurance license.
How do I move up tiers? +
Seed partners who consistently refer 3 or more clients per month, or who take on an active community liaison role, are eligible for Branch consideration at the 90-day mark. Matriarch tier is available to licensed agents upon application and approval. There is no waiting period if you're already licensed — apply directly for Matriarch.
When and how do I get paid? +
The Seed and Branch partners are paid weekly via direct deposit through our payroll processing center — no minimum threshold required. The Matriarch tier is paid based on the terms outlined in your individual agent contract.
What counts as a qualified referral? +
A qualified referral is any individual who books a discovery call using your unique referral link or provides your code, completes the consultation, and has a policy issued and in-force. The referral is attributed to you regardless of when the policy issues, as long as the original contact came through your link.
Is there a cost to join or a sales quota? +
There is no cost to join at any tier. Seed partners have no production minimum — you earn on what you refer. Branch and Matriarch partners have an activity expectation outlined in the partner agreement, but there is no penalty for a slower month. We want this to be a long-term, sustainable partnership.
Can I refer people in any state? +
Yes. Your referral link works nationally. The Wealthy Matriarch is actively expanding licensing across multiple states. If a referral is in a state where we're not yet licensed, we'll notify you and hold the referral until licensure is confirmed — your credit is never lost.
Book your complimentary Referral Partner Discovery Call. We'll find the right tier for you, walk through the commission structure, and get your partnership moving — all in 20 minutes.
20 minutes · No pressure · All tiers welcome
This is not an offer of employment. Referral compensation is subject to state compliance guidelines. Open to licensed and unlicensed partners.